About us
Experts in financing business lines and technological transformation for 20 years
JYNIOUS is a specialized consulting firm combining business expertise, technological know-how and a culture of proximity. We support the most structuring transformations with a deep understanding of business challenges and dedicated execution.
Financing business expertise :
We master all financing products (Consumer Finance, LOA/LLD, CBM, CBI, wholesale…) as well as key associated processes: origination, granting, risk, servicing, recovery and accounting.
Technological expertise:
Certified specialists on the market's leading software (EKIP, Cassiopae, Miles, Salesforce).
BCC “Best Cost Center” model :
A hybrid model combining proximity (France/Spain) and nearshore performance (Tunisia).
Human commitment
A culture of proximity and responsibility, driven by committed teams and long-lasting client relationships.
End-to-end support
From strategic scoping to operations, we cover your entire transformation cycle seamlessly with no loss of knowledge.
+100 Experts
A comprehensive, integrated, and value-driven offering
Our 3 complementary verticals cover your entire transformation chain: business consulting, financial solutions integration, and technological execution. We step in for targeted support or end-to-end management, from strategic scoping to run.
Advisory & Steering
Understand before acting.
We step in from the scoping phase to align business challenges, technology roadmap, and change management.
A single goal: secure your structural decisions before the first development.
Advisory & Steering
Business process analysis, solution selection, project steering, and change management.
From the upstream phase, we lay the groundwork to ensure adoption and deadline compliance.
Financing Solutions
Market-leading solutions, mastered from the inside.
Implementation, migration, application maintenance via our Centers of Excellence, across the entire chain: front, middle, back.
A single partner, from implementation to support.
Financing Solutions
EKIP, CASSIOPAE, APAK, MILES, ODESSA, BASIKON, CIRCEO… PoS tools, Decision Engines, Collection Solutions.
From implementation to application maintenance, we ensure the performance of your critical platforms and the continuity of your operations.
Tech, Cloud, Data, AI
Custom developments
in 3 approaches
(standard, Low-code/No-code, platforms),
Move to Cloud, Data Engineering, and AI integrated into your business processes.
Technological building blocks designed for an IT system that evolves as fast as your business.
Technology, Cloud, Data & AI
Custom developments, using a conventional approach (Java, .NET…), or low-code (OutSystems), cloud strategies, and AI applied to financing.
Technology serving the business, not the other way around.
Our methodology
Rigor and proximity
Understand & Scope
We start with active listening and a rigorous analysis of your business and technical challenges (AS-IS: Current state) to define the most relevant trajectory. No off-the-shelf solutions.
Build & Industrialize
Our experts deploy your solutions in agile mode or via our Centers of Excellence by pooling skills to ensure quality, deadlines, and continuity.
Sustain & Evolve
Through our application maintenance and support services, we ensure the continuous performance and long-term evolution of your systems. The relationship does not end at Go-live.
Key figures
For nearly 20 years, we have built a story of trust and performance. Our figures demonstrate our stability and our ability to support large-scale international projects.
Historical Strength
20 Years in business
+80 Clients supported
+100 Projects delivered
Clients in 15 countries
Strike Force
€11M in Revenue
+100 Experts
5 Sites
3 Delivery hubs
Tech Mastery
+10 Software mastered
3 Platforms Cloud
3 accelerators AI
3 approaches to development
They trust us
“ A critical upgrade to EKIP360 deployed across 9 countries, managed end-to-end by JYNIOUS. Multilingual coordination, zero business disruption.”
Stellantis Financial Services
Migration & Upgrade
“ Switching to the Center of Excellence (CoE) model transformed our organization. Skill pooling, results-driven management.”
Stellantis Financial Services
Center of Excellence
“ Implementation of Cassiopae (KSIOP V4.5) and migration from a legacy system. A secure transition with zero downtime over 4 years.”
Caisse des Dépôts Groupe
Core Banking Migration
“ Full redevelopment of the Point of Sale (PoS) in Low-code and integration with the existing IT ecosystem. Successful launch in a first country.”
Yamaha Financial Services
Low-Code Innovation
“ Steering the ‘Move to Cloud’ strategy for 150 applications. Implementation of CI/CD and DevSecOps architectures for a major retail player.”
Major Retail Player
Cloud Transformation
“ Deployment of AI agents (Agentforce) to automate customer relations and qualified lead generation, transforming sales efficiency.”
Subsidiary project: 2GEZER
Artificial Intelligence
Your challenges, our playing field
Whether you need an audit, a dedicated team or targeted expertise, JYNIOUS brings the expected rigor and agility.
Schedule a meetingContact us
contact@jynious.com
Insights & News
2GEZER Joins JYNIOUS Group Paris
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Madrid Chamber of Commerce Event
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JYN Group Teambuilding
Read the articlePartners & Ecosystem
Our Sectors
In-depth industry expertise
We support major players in their transformation, with deep business knowledge of the specific challenges in each industry, from auto finance to retail.
Financial Services
Comprehensive expertise in financing products (credit, leasing, auto finance, factoring) and their operational lifecycle, from origination to servicing.
Auto & Mobility
Strong expertise with captive finance companies and OEMs for managing LOA/LLD offers and new mobility models.
Insurance
Digitalization of onboarding and claims management journeys, business process optimization, and regulatory compliance.
Retail
Customer experience transformation, point-of-sale financing, omnichannel journeys, and innovative payment solutions.
The strength of a growing group
For 20 years, JYNIOUS has been supporting finance and banking players in their most critical projects, from strategy to execution, from scoping to maintenance.
20 years
Historic, field-tested expertise consolidated over two decades of successful projects in the financing sector.
+100 Experts
A multidisciplinary team of certified experts, combining solid and complementary Business and Technical (IT/Data) skills.
+80 clients
Loyal, ranging from major banks to retail players, renewing their strong and lasting trust year after year.
5 Sites
An international presence: combining client proximity and Delivery capability: Paris, Bordeaux, Madrid, London, and Tunis.